Consumer advocates in Maine said the availability of enhanced subsidies have helped record numbers of people get the health care coverage they need.
Nearly 65,000 Mainers enrolled in health plans this year through the state’s online marketplace.
Rachel Collamore, consumer assistance program manager at Augusta-based Consumers for Affordable Health Care, said more people are catching problems early and avoiding trips to the emergency room.
“It means that people who might otherwise kind of roll the dice don’t have to anymore,” Collamore emphasized. “They can get that security by having a health plan that is more likely to meet their budget and more likely to meet their health care needs.”
Enhanced subsidies have cut some premiums, on average, by more than 40%.
Collamore noted open enrollment is closed until November but people can still get coverage if they experience certain “qualifying life events” like getting married or losing an employer-based plan.
The enhanced subsidies will expire at the end of the year unless Congress votes to extend them or make them permanent. Without action, the vast majority of marketplace premium payments will increase, and low-income enrollees will face the biggest premium hikes.
Collamore argued it should concern everyone because “healthy neighbors make good neighbors.”
“We know that having access to medications that help you manage chronic conditions,” Collamore pointed out. “Even just having access to affordable prenatal care; that those are really, really important and that kind of coverage is really out of reach for some many people if they don’t have those tax credits.”
Collamore added there are a lot of unknowns, but the Consumers for Affordable Health Care hotline is available for Mainers with questions about their coverage. She encouraged people to contact their elected officials to let them know the importance of keeping the enhanced subsidies in place.
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